All About a Structured Installment Sale
The Structured Installment Sale provides guaranteed income for qualifying property or business sales that are eligible for the installment method under Internal Revenue Code Section 453.
What is a Structured Installment Sale?
The Structured Installment Sale is an annuity that allows you to defer potentially large capital gains tax and receive guaranteed installment payments over time. This installment sales approach allows you to choose what amount you’d like to receive now and how much you’d like to put into an annuity. The payment stream can be set to fit more immediate needs or help plan for the longer term, like retirement.
Structuring an Installment Sale
Taxes on the sale of a home, commercial property, or business can be significant. By utilizing a Structured Installment Sale, your clients can defer and potentially lower the associated taxes.
A Structured Installment Sale Can Help Sellers and Buyers
Selling a real estate property or business can have significant tax implications. When a seller receives their sales proceeds in a lump sum, they can help defer and potentially reduce taxes on the proceeds, while providing a large tax bill in the year of the sale.1 Our Structured Installment Sale solution can help reduce taxes on the proceeds, while providing a stream of guaranteed income over time to help secure their financial future.1,2
Advantages of a Structured Installment Sale:
- Deferral of capital gain taxes1
- Conversion of proceeds into a guaranteed income stream, immune to market volatility and performance2
- Payments secured by a financially sound and trusted company3
WHAT YOU NEED TO DO TO GET MORE INFORMATION OR SEE IF A STRUCTURED SALE WILL WORK FOR YOUR SITUATION
